IMPROVING DIGITAL SHARIA FINANCIAL LITERACY AND INCLUSION FOR MERCHANT IN MURA TIGA VILLAGE, MULAK ULU DISTRICT, LAHAT REGENCY
(1) Taufik Taufik Mail (Sriwijaya University, Indonesia)
(2) Mohamad Adam Mail (Sriwijaya University, Indonesia)
(3) Yusnaini Yusnaini Mail (Sriwijaya University, Indonesia)
(4) Afriyadi Cahyadi Mail (Universitas Sriwijaya, Indonesia)
(5) * Anna Yulianita Mail (Sriwijaya University, Indonesia)
*corresponding author

Abstract


The purpose of this community service activity is to enhance understanding of literacy, inclusion, and the digitalization of Islamic finance among merchants in Muara Tiga Village, Mulak Ulu District, Lahat Regency. The implementation method involved delivering presentations on the concepts, products, and operational systems of Islamic finance. This activity also introduced the use of the ByondBSI application and the SalamDigital platform from Bank Syariah Indonesia (BSI). The results of the activity showed a significant increase in participants' understanding of Islamic financial literacy and inclusion after attending the program. In addition, merchants' understanding of using the ByondBSI digital application and SalamDigital BSI platform improved considerably following their participation.


Keywords


Literacy; Inclusion; Islamic Finance; Byond BSI; Salam Digital BSI Platform

   

DOI

https://doi.org/10.31604/jpm.v9i3.1042-1049 		      

Article metrics

Abstract views : 0 | PDF views : 0

   

Cite

How to cite item
   

Full Text

Download

References


Buono, K. B., Noviarita, H., & Iqbal, M. (2023). The Influence of Sharia Financial Literacy and Digital Sharia Financial Inclusion on the Agricultural Sector. Scientific Journal of Islamic Economics, 9(2), 1–15

Coccia, M. (2020). Fishbone diagram for technological analysis and foresight. International Journal of Foresight and Innovation Policy, 14(2/3/4), 225. https://doi.org/10.1504/IJFIP.2020.111221

Fahri, J., Hadady, H., & Muhammad, M. (2023). Household Financial Literacy Workshop for Fishermen's Wives in Guraping Village, North Oba District, Tidore City, Islands CREATIVE: Journal of Nusantara Community Service, 3(4). https://doi.org/10.55606/kreatif.v3i2.2224

Gunawan, A. (2022). Monograph on Measuring Sharia Financial Literacy and Financial Literacy. UMSU Press.

Guntari, P. S., & Nasutiom, S. (2025). Empowerment of Village Communities Through Sharia Financial Literacy and Introduction of Sharia Bank Products in Gunung Melayu Plantation Village. Journal of Indonesian Community Service and Service, 4(2), 50–59. https://doi.org/10.55606/jppmi.v4i2.2204

CNN (2023). https://www.cnnindonesia.com/ekonomi/20231028174656-78-1017125/ojk-tingkat-literasi-keuangan-syariah-di-indonesia-sangat-rendah. Retrieved October 224, 2025

Kinanti, N., Afiif, M. F., Kadir, F. S., & Kamaruddin. (2025). Islamic Banking Education: Efforts to Improve Community Literacy in South Sulawesi. Journal of Shariah and Islamic Economics.

Kohirudin, M., Soseco, T., Qurrata, V. A., & Soesilawati, E. (2025). Financial Technology Strategies in Overcoming Financial Inequality and Improving Financial Access. International Journal Business, Management and Innovation Review, 2(4), 35–40. https://doi.org/10.62951/ijbmir.v2i4.169

Karim, A. A. (2010). Islamic Bank: An Analysis of Fiqh and Finance. Jakarta: RajaGrafindo Persada.

Misra, I., & Sadikin, A. (2021). Islamic Economic Values in the Malan Tradition of the Dayak Bakumpal Community. Journal of Religious and Social Studies, 17, 72–82. https://doi.org/10.23971/jsam.v%vi%i.2843

Ningsi, E. H., Manurung, L., & Lubis3, I. T. (2024). INCREASING SHARIA FINANCIAL LITERACY IN RURAL COMMUNITIES OF LUBUK PAKAM DISTRICT. In PROFICIO: Journal of Community Service (Vol. 5, Issue 2).

Pitriani, A., Abdurrahman, H., Brawijaya, A., & Prasetyo, T. (2023). Socialization of Sharia Economy as a Solution to the Knowledge Gap about the Economy for the People of Tugu Jaya Village. ALMUJTAMAE: Journal of Community Service, 3(3), 290–294. https://doi.org/10.30997/almujtamae.v3i3.6635

Rohmatillah, N. (2022). The Existence of Sharia Economics in Indonesia in the Perspective of Economic Psychology. QIEMA Journal (Qomaruddin Islamic Economy Magazine), 8(1).

Saputri, A. (2022). Increasing the knowledge of teenagers about Islamic banks through the socialization of Islamic banking. ALMUJTAMAE: Journal of Community Service, 2(2), 134–138. https://doi.org/10.30997/almujtamae.v2i2.5413

Widiaty, R., & Aziz, I. A. (2023). Increasing public knowledge through the socialization of Islamic banking in Wates Jaya Village, Cigombong District. ALMUJTAMAE: Journal of Community Service, 3(3), 224–228. https://doi.org/10.30997/almujtamae.v3i3.7162


Refbacks

  • There are currently no refbacks.


Copyright (c) 2026 Martabe : Jurnal Pengabdian Kepada Masyarakat

Creative Commons License
This work is licensed under a Creative Commons Attribution-NonCommercial-NoDerivatives 4.0 International License.